Your Mortgage, Your Way

Mortgages

Guiding You to Your First Home

First Time Buyers

Buying your first home can feel overwhelming, but Engage Financial Solutions is here to guide you through every step. We understand the challenges first-time buyers face, from navigating the approval process to understanding various mortgage options. Our approach starts with assessing your financial situation to ensure you are aware of your borrowing capacity. Whether you’re employed, self-employed, or have non-traditional income, we will find the right mortgage solution for you. We also offer advice on improving your credit score and provide insights into available government schemes, such as the Help-to-Buy and First Home schemes, which can make homeownership more affordable.

Make Your Mortgage Work for You

Switching Mortgages

If you feel your current mortgage is no longer serving your needs, switching can lead to significant savings. At Engage Financial Solutions, we help you compare your existing mortgage terms with the latest deals in the market, ensuring you get the best rate and terms for your situation. We guide you through the entire switching process, from paperwork to liaising with lenders, and can identify hidden opportunities for savings. Switching could also provide more flexible repayment options, allowing you to reduce debt faster or lower monthly payments. Our goal is to make switching mortgages seamless and beneficial for your financial future.

Unlock the Best Terms for Your Buy-to-Let

Buy-to-Let Mortgages

For those looking to invest in property, securing the right buy-to-let mortgage is key. At Engage Financial Solutions, we offer expert advice tailored to both first-time landlords and experienced investors. We help navigate the complexities of buy-to-let mortgages, including higher deposit requirements and higher interest rates, and work with lenders to secure favorable terms. Additionally, we provide guidance on tax implications, rental income management, and other financial considerations to ensure your investment is successful. Whether you’re purchasing your first rental property or expanding your portfolio, we’re here to help you make informed decisions.
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Find the Right Mortgage for You

Expert Advice for Your Next Move

Moving Home

Moving home, whether upsizing, downsizing, or relocating, involves significant financial considerations. Engage Financial Solutions offers expert mortgage advice to ensure you get the most competitive rates when moving. We will review your financial situation and assess whether porting your existing mortgage or securing a new one is the best option. If you choose a new mortgage, we’ll help you explore the best rates and leverage any equity in your current property. With access to all Irish lenders, we make the process of moving home easier, ensuring that your financial transition is smooth, efficient, and tailored to your new home and lifestyle.

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