News, Guides & Advice
Engage Financial Insights
Stay informed with the latest updates, market trends, and comprehensive guides on mortgages, pensions, and retirement planning in Ireland.
News Articles
Is Switching Your Mortgage for 1% Worth It?
Could a mortgage rate one percentage point lower still leave you worse off? It can, if the costs of switching outweigh the interest you’d save. So,…
Setting Up a Pension Scheme for Employees: A Practical Guide
The pension route that looks simplest on paper may not be the best fit for your workforce. Setting up a pension scheme for employees means weighing…
Cost of Breaking a Fixed-Rate Mortgage: What to Check Before You Act
The cheapest-looking mortgage switch may not be the cheapest move. If you’re weighing the cost of breaking a fixed-rate mortgage, the early repayment…
Mortgage Exception Rules: How Lending Limits and Lender Exceptions Work
Could an exception help you borrow above a standard mortgage limit? Possibly, but it isn’t an entitlement. For first-time buyers, the applicable…
Understanding Loan to Value (LTV): A 2026 Mortgage Guide
A lower loan-to-value ratio can shape your mortgage options, but it won’t guarantee a better rate or approval. If you’re reviewing your mortgage or…
Should You Combine Multiple Pensions? A Practical Guide
If you’re considering consolidating multiple pensions after changing jobs, bringing old pension pots together may seem like the simplest way to…